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Personal financial data rights

Resources to help industry understand and comply with the requirements of the personal financial data rights rule, which implements section 1033 of the Dodd-Frank Act.

On October 22, 2024, the CFPB issued a final rule regarding personal financial data rights. The CFPB also provided an executive summary of the final rule. The final rule is available here, and the executive summary is available here .

Rules

Browse the personal financial data rights final rule

Regulations and official interpretations

Browse 12 CFR 1033 on: Interactive Bureau Regulations | eCFR

Main personal financial data rights provisions can be found in:

  • § 1033.111, Coverage of data providers
  • § 1033.121, Compliance dates
  • § 1033.201, Availability and prohibition against evasion
  • § 1033.211, Covered data
  • § 1033.221, Exceptions
  • § 1033.301 - § 1033.341, Data provider interfaces and responding to requests
  • § 1033.401 - § 1033.441, Authorized third parties

Quick references

Executive summary of the personal financial data rights rule